FIN VO MONEY is a loan-matching marketplace - not a lender. We collect information you voluntarily provide to help you compare and connect with third-party lenders. We use cookies and analytics to operate and improve the Site. We do not sell personal information for direct monetary compensation. Depending on where you live, you may have rights to access, correct, or delete your data. California, Nevada, Colorado, and other state residents may have additional rights described in this Notice.
Fin Vo Money LLC ("FIN VO MONEY," "we," "our," or "us") respects your privacy and is committed to protecting personal information collected through our website and related services.
This Privacy Notice explains how we collect, use, store, disclose, and safeguard information when you visit or use finvomoney.org (the "Site"), including our comparison and referral services for cash advance apps, installment loans, personal loans, and bad-credit borrowing options.
This Privacy Notice applies solely to finvomoney.org and related web-based services operated by Fin Vo Money LLC.
Additional documents that may apply depending on your interaction with us include:
- GLBA Privacy Notice (available upon request)
- Terms of Service
- Credit Authorization
- App Privacy Policy
If you are redirected to or interact directly with a lender, marketplace, or financial provider after leaving our Site, that third party's own privacy practices govern those interactions.
Who we are
Fin Vo Money LLC is a Colorado-organized company operating an online financial comparison and referral platform.
FIN VO MONEY:
- is not a lender;
- is not a loan broker;
- is not a financial institution or bank;
- does not issue loans or cash advances;
- does not make underwriting decisions;
- does not determine rates, fees, repayment terms, or approval decisions.
Our services are limited to helping users discover, compare, and connect with third-party financial providers based on information voluntarily submitted through our Site.
Any lending decision, eligibility review, approval, funding, or repayment arrangement is handled exclusively by third-party providers.
Information we collect
We collect information in several categories depending on how you interact with our Site.
Information you provide directly
When using forms or contacting us, you may voluntarily submit:
Matching and eligibility information
- requested loan or advance amount;
- borrowing preferences;
- ZIP code or state of residence;
- employment status;
- income source;
- approximate income range;
- pay schedule;
- general financial preference data;
- other eligibility-related information you choose to provide.
Contact information
- first and last name;
- email address;
- phone number where voluntarily provided.
Communications
If you contact us, we may collect:
- email contents;
- message history;
- support requests;
- attachments or files you submit.
Information collected automatically
When you browse the Site, certain technical information may be collected automatically.
This may include:
Device information
- IP address;
- browser type and version;
- operating system;
- device type;
- language settings;
- screen resolution;
- time zone settings.
Usage information
- pages viewed;
- links clicked;
- page interaction behavior;
- navigation flow;
- session duration;
- referring URLs;
- exit pages;
- approximate geolocation inferred from IP.
Log information
Our systems may automatically record:
- server logs;
- timestamps;
- error logs;
- request headers;
- response status codes;
- security and diagnostic records.
Information from third parties
We may receive limited information from third parties, including:
- hosting providers;
- analytics vendors;
- infrastructure providers;
- referral confirmation partners.
Information we do not intentionally collect
FIN VO MONEY does not request or collect sensitive identity numbers or account credentials through the Site.
A lender or partner provider may request sensitive financial details on its own application; any collection happens on that provider's own systems under its own privacy practices.
How we use information
We may use collected information for the following purposes:
Service delivery
- matching users with participating providers;
- filtering offers based on eligibility criteria;
- displaying available financial products.
Communications
- responding to support inquiries;
- delivering requested service communications;
- operational notices.
Site improvement and analytics
- analyzing visitor behavior;
- optimizing form flows;
- improving usability;
- debugging technical issues;
- measuring referral performance.
Security and fraud prevention
- detecting suspicious activity;
- preventing abuse or malicious traffic;
- enforcing Terms of Service;
- maintaining platform integrity.
Legal compliance
- complying with laws and regulations;
- responding to lawful requests;
- preserving business records;
- resolving disputes.
Cookies and similar technologies
FIN VO MONEY uses cookies, pixels, local storage objects, and related technologies to improve functionality, maintain security, analyze traffic, and better understand visitor behavior.
We currently use the following categories:
Essential cookies
These are required for the Site to function properly and may be used to:
- maintain core website functionality;
- preserve temporary session information;
- remember form progress;
- prevent spam and bot abuse;
- support infrastructure reliability.
Analytics cookies
These help us understand how visitors use the Site by collecting:
- pages viewed;
- click behavior;
- time spent on pages;
- referral sources;
- browsing patterns.
Performance and measurement technologies
These help evaluate:
- loading speed;
- system responsiveness;
- rendering issues;
- form completion performance.
Functional cookies
These may remember:
- selected tabs or categories;
- dismissed notices;
- interface preferences.
Managing cookies
Most browsers allow users to:
- delete cookies;
- block future cookies;
- receive alerts before cookie placement.
Disabling cookies may impact functionality.
Sharing of information
We do not sell personal information for direct monetary compensation.
We may disclose information to:
Partner providers
If you proceed with an offer or application, relevant matching data may be shared.
Service providers
Including:
- hosting providers;
- analytics providers;
- email services;
- security vendors;
- fraud prevention vendors.
Legal and safety
To comply with:
- subpoenas;
- court orders;
- lawful regulatory requests;
- fraud investigations.
Business transfers
Information may transfer in connection with:
- mergers;
- acquisitions;
- restructuring;
- asset sales.
Data retention
We retain personal information only as long as reasonably necessary.
Retention periods depend on:
- service requirements;
- legal obligations;
- fraud prevention needs;
- dispute resolution.
Matching details and contact information are generally retained for up to 36 months after last interaction.
Aggregated or de-identified data may be retained indefinitely.
Data security
We use commercially reasonable safeguards including:
- TLS encryption in transit;
- encryption at rest where applicable;
- access controls;
- internal permission restrictions.
No system is completely secure.
Where legally required, affected users will be notified following reportable security incidents.
Your privacy rights
Depending on applicable law, users may have rights including:
- access;
- correction;
- deletion;
- portability;
- opt-out rights;
- non-discrimination.
To submit a privacy request:
Email: help@finvomoney.org
Subject Line: Privacy Request
Residents of other states with applicable comprehensive privacy laws (including, without limitation, Virginia, Texas, Connecticut, and other states with similar consumer privacy statutes) may submit privacy requests using the same contact information and subject line above.
California privacy rights
California residents may have rights under:
- CCPA
- CPRA
California users may submit rights requests using the contact methods listed in this notice.
California residents may submit verifiable consumer requests under the CCPA or CPRA using the contact information in Section 17 (Contact us).
Nevada residents
Nevada residents may submit opt-out requests to:
help@finvomoney.org
Subject: Nevada Privacy Request
Colorado privacy rights
If you are a Colorado resident, the Colorado Privacy Act (CPA) may provide you with rights to access, correct, delete, obtain a portable copy of, and opt out of the processing of your personal data for purposes of sale, targeted advertising, or profiling in certain circumstances. Colorado residents may exercise these rights, where applicable, by contacting us at help@finvomoney.org with the subject line "Colorado Privacy Request." We will respond in accordance with applicable law.
Communications consent
By submitting forms, you acknowledge you are requesting financial comparison or referral services.
Where applicable, you may receive:
- emails;
- service notifications;
- SMS communications if phone information is provided and you have given appropriate consent.
TCPA and text messages. Where we send marketing or promotional text messages that may be subject to the Telephone Consumer Protection Act (TCPA), we obtain prior express written consent (which may include electronic consent) before sending autodialed or prerecorded marketing texts to your number, where required by law. Consent to marketing texts is not required as a condition of purchasing or receiving any non-marketing service we offer, to the extent prohibited by applicable law. Message frequency varies. You may opt out of marketing SMS by following instructions in the messages (for example, replying STOP) or by contacting us at help@finvomoney.org. Operational or transactional messages may be sent where permitted without separate marketing consent.
Message and data rates may apply.
Children's privacy
The Site is intended only for adults age 18 or older.
We do not knowingly collect personal information from individuals under 18.
International users
FIN VO MONEY services are intended for users in the United States.
If you access the Site from outside the US, information may be transferred to and processed in the United States.
Changes to this Privacy Notice
We may revise this Privacy Notice periodically.
Updated versions will be posted on this page with revised effective dates.
Contact us
Fin Vo Money LLC
2554 Elvin Ave
Colorado Springs, CO 80909-3010
United States
Email: help@finvomoney.org
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